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<p>Are you held back by where you started in life? What if your background doesn’t have to define your future success? In this powerful episode of <em>Be Money Smart</em>, host Augustine shatters the myth of a “low starting point" and reveals how your mindset, clear goals, and authentic hard work can propel you far beyond any limitations. Whether you come from privilege or struggle, the real secret lies in focusing on what you can control and pushing forward with purpose.</p><p><strong>00:00 - 01:15 | Introduction and Theme: Starting Point Does Not Define Future</strong></p><p><strong>01:15 - 02:29 | Two Types of Factors in Life: Fixed and Changeable</strong></p><p><strong>02:29 - 03:36 | Education as a Path Upward, Especially in China</strong></p><p><strong>03:36 - 04:45 | Sales as an Example: Success Does Not Depend on Background</strong></p><p><strong>04:45 - 06:25 | Reframing ‘Low Starting Point’ and Avoiding Comparison</strong></p><p><strong>06:25 - 09:04 | Advice for Students and...