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<p>Hi, and welcome to <i>The Long View</i>. I’m Christine Benz, director of personal finance and retirement planning for Morningstar. Today on the podcast we welcome back Carl Richards, who’s the author of a new book called <i>Your Money: Reimagining Wealth in 101 Simple Sketches</i>. His previous books, <i>The Behavior Gap</i> and <a href=""><i>The One-Page Financial Plan</i></a>, were both bestsellers. Carl started the Sketch Guide column in <i>The New York Times</i> and it ran weekly for a decade. Carl is a certified financial planner, and he started the Society of Advice, which is a community of financial planners dedicated to the craft of advice. In addition, Carl is active on the podcast circuit. He hosts Behavior Gap Radio, as well as a podcast called <i>50 Fires: Money and Meaning with Carl Richards</i>. Carl also co-hosts a podcast with Michael Kitces called <i>Kitces & Carl - Real Talk for Real Financial Advisors</i>.</p><h2>Background</h2><p><a href="https://behaviorgap.com/...