0:000:00
<h3>Financial Strategies</h3> <ol> <li>The two levers in family finance are reducing costs and increasing income; once costs hit a minimum survival level, focus shifts to income growth.<br /> <br /></li> <li>Families often overlook the income side of the equation; exploring ways to leverage skill sets or sell items from the garage and closets can generate additional revenue.</li> </ol> <h3>Income Optimization</h3> <ol> <li>The Martinez family discovered they were underpaid and, despite fear, successfully transitioned to new jobs with higher pay, validating the strategy of assessing one's market value.<br /> <br /></li> <li>Victor Antonio emphasizes assessing personal skills to determine if one is earning as much as they should, possibly requiring a third-party perspective for clarity.</li> </ol> <h3>Financial Literacy</h3> <ol> <li>The first step in improving family financial health is to assess the debt situation and its causes; the second step is enhancing financial IQ to instill urg...